Services

Image Cash Letter Services

Image Cash Letter (ICL) check imaging is an alternative to ARC check conversion and can be used for any kind of domestic check or money order, including business checks. TransCentra’s ICL service delivers a number of benefits including improved fund availability, lower clearing fees, and simplified lockbox operations. Some customers also see reductions in returns and non-sufficient funds transactions, adding to cost savings.

With TransCentra’s ICL services, your checks will be imaged and sorted with other captured deposit information and sent to your depositing institution for clearing via image exchange. We will load the information from the check into a secure database and host an image archive for efficient storage and retrieval. Conversion from paper processing to ICL can be accomplished quickly and seamlessly, with no back office disruption.